Hello Margaret,

I Just saw your post. Thanks so much for that. I shall have to look into the unpaid leave issue - thats worth noting and looking into for sure. I would get 6 months paid leave so that will help. Its still not clear to me what Harald's entitlements will be from work - and I would like to know - I hope they dont "pension" him off early because he has turned 60. We dont own our property - only rent - and we would be in financial trouble if he had to finish work and I was the only one working (or not, as the case may be). There are so many things to consider - such a bigger picture.

My love to you all for caring, I really appreciate it.

Judith xxx