You should see an ENT who specializes in oral cancer.
Medical insurance covers biopsies, not dental.
At this time
HPV+ has not been proven to have jumped from the female area to the throat area.
If you are still smoking.... QUIT NOW! There are known cancer causing additives in tobacco and the smoke. Why continue to put yourself at risk for your situation to turn into a major health condition? Its not worth it! You have a pre cancer that sometimes stays how it is but often it will turn into cancer. You dont want to always have your smoking in the back of your mind as to why you became a cancer patient.