Kerri,

Keep your response to the claims rep short, honest, and apologetic - "I'm sorry, but at the advice of my attorney I cannot met with until after Nov 13, which is when I have my initial appointment with my attorney". Don't provide any more information until after you talk to your attorney.

Is your husband able to be home the day of the home visit? Probably would be a good idea.

In the mean time, make a chronological list of all you have been through since diagnosis. I did this which I called my OC journey. I listed dates, diagnosis, treatment, doctors, and all the side effects and issues I am having. Share this with your attorney and ask if OK to give to the claims rep. They may not want you to give the claims rep a copy, but it is a good document for you to have so you don't forget any of the issues you are having, and keep it updated.

Wishing you the best!