Preparing a will can certainly be dictated by the amount of assets she owns outright. Assets already held jointly pass directly to the joint survivor. You can make things easier now if you get added to all bank accounts, credit cards and any safe deposit boxes. Quick Claim Deeds can also be used as a cheap quick method to transfer ownership depending upon your circumstances.Some states, including Fl allow a handwritten will, called a Holographic Will. It's intended for simple wills. Check your state and also check the Rules as they must be strictly adhered to make it valid.

Now is the time to start to pull out all insurance papers, identify all belongings, understand all final wishes, etc. I wrote my wife a "letter" telling her everything I think she would need to know if I were to quickly pass away. I did this several years before my cancer. Something like this, including any testamentary wishes needs to be reviewed periodically to make sure it's current.

Depending upon your lifestyle complexity a lawyer who specializes in trusts, wills and estates is always a safe bet. Also a CPA can be a must addition to the Team.