Thank you for the responses. Pam does work for the county and has been part of their retirement plan so will contact them and check into SSDI. We do have insurance available through my work, albeit the coverage is not as good and it is more expensive.

Suemarie, I have just started reading back through some of your posts and am sorry for your loss. I know in January some of the posts here left me needing to take some time away from the website as it seemed like there was a stretch of bad news.

If it is OK I will read further through your experience and probably have some questions. If you are more comfortable I can do it privately otherwise I am fine with baring my soul here in case it helps anyone else.