Hello Everyone, well I am stumped by what you wrote MD50. What do you mean when you say that your friend David is the cpa and defer to Him and say the answer is 3. If this is cryptic religious talk forgive my ignorance. I'm a recovering catholic and now my true belife is in Karma. You can call it whatever you like but it makes me happy to do good and miserable when I'm selfish or down right bad.I believe you when you say what you say, but it seems to me you beat them both. That is not where I am right now. I don't think I am fortunate to get cancer, I wanted to quit smoking but I didn't want it to be life or death! But they are gone now and so is sitting in a bar smoking and drinking. I will miss that but I really did it to meet women. I like women that go to bars and that probably won't change. Bummer!