Dave: You certainly sound depressed. Depression is a biological condition made worse/sometimes precipitated by stress. There are all sorts of different anti-depressants out now, some work on sleeplessness, some on anxiety, some are broad in their impact. Once you realize that depression is a biological imbalance, like diabetes, you may be more receptive to antidepressants.

You do need to see a counselor, too. Seeing a counselor will help with the sleeplessness/anxiety since it should give you an opportunity to explore what issues might be causing the sleeplessness, etc. Sometimes talking thru an issue takes time and the antidepressants help you live thru the time it takes to acknowledge those issues. You have had a lot of difficult things happen to you in the last few years, so it is no wonder you are having sleeplessness, etc. Get thee to a doctor AND to a counselor!! Good Luck!