Pete:

It sure is tough to get insurance. I understand how my mortgage life insurance will decline. Im figuring at my age (46) that hopefully I will have at least another 5 years left. At that point the mortgage life insurance shouldnt have decreased by that much to make it worth the extra cost. So in 5 years, I would be able to convert it to real insurance at a more favorable rate and amount.

All I can say is that I am so glad that I picked up a bunch of insurance when I started my current job. If I wanted to change that now I would be put thru a million medical questions and probably be turned down.



Christine
SCC 6/15/07 L chk & by L molar both Stag I, age44
2x cispltn-35 IMRT end 9/27/07
-65 lbs in 2 mo, no caregvr
Clear PET 1/08
4/4/08 recur L chk Stag I
surg 4/16/08 clr marg
215 HBO dives
3/09 teeth out, trismus
7/2/09 recur, Stg IV
8/24/09 trach, ND, mandiblctmy
3wks medicly inducd coma
2 mo xtended hospital stay, ICU & burn unit
PICC line IV antibx 8 mo
10/4/10, 2/14/11 reconst surg
OC 3x in 3 years
very happy to be alive smile