Hi Shelley,
A suggestion if your insurance doesn't cover your oral surgeon...
My health insurance wouldn't cover my oral surgeon, he wasn't a member of the network. The benefits rep in the human resources department where I work called our dental insurance and was able to verify it would be covered by them. So if one doesn't work, try the other! Like you, I was willing to pay my oral surgeon myself if I had to just to get it taken care by someone my dentist highly recommended.
Hope all goes well for you.
Sincerely,
Lisa