Hope to live to 100, treat your body with respect ( nutrition, exercise, inner calm exercise, regular screening for all things that might enter your life) believe that you will make it, and plan for that, as if there is no end in sight. Making any other assumptions of short term survival won't change things. As to insurance, I found it was too expensive in the first 5 years to even consider. But if you find good rates at longer time periods, take them.... after all if you don't live that long (for whatever reason), you won't have to pay anyway!!!

Brian, stage 4 oral cancer survivor. OCF Founder and Director. The first responsibility of a leader is to define reality. The last is to say thank you. In between, the leader is a servant.