Eileen --
Thanks for your reply. Nice to hear these policies CAN work together!

I'm still waiting to hear back from my former co-worker, the benefits expert. But unless my friend is dissuasive, my husband has decided to go ahead and get health insurance coverage for himself at his new job, assuming Aetna will accept him (we can show continuous coverage on my policy over the last five years). I have a flex account and he is getting one as well. He will also stay on my policy.

How do you get the secondary to pick up the cost of copayments for the primary policy? You must be an insurance wizard. wink

cheers,
Leslie

Leslie

April 2006: Husband dx by dentist with leukoplakia on tongue. Oral surgeon's biopsy 4/28/06: Moderate dysplasia; pathology report warned of possible "skip effect." ENT's excisional biopsy (got it all) 5/31/06: SCC in situ/small bit superficially invasive. Early detection saves lives.