Thanks to his observant dentist, my husband's SCC was caught at a very early stage (largely in situ, a little bit invasive) and was removed surgically with no additional treatment. He is getting regular checks at a CCC.

In a few weeks he is starting a new job, which of course comes with its own set of health benefits. He is now covered under my plan, which was better than his old job's and has been fine so far in terms of what it has paid for.

Given the possibility down the road of recurrence, is dual coverage worth the extra cost? (I would keep him on my policy; our children are also on my plan, so there is no saving involved in removing him.) Is significantly more paid for with two policies, or is it just an added expense with little added payback? Or are the hassles dealing with two insurance companies just too great?

If it helps, my insurance is BC/BS PPO and his would be Aetna PPO or QPOS. (He wouldn't go with the HMO options because he likes his current primary care doctor, who doesn't participate in the HMO plans offered.)

Thanks for any advice. Sorry to be repetitive of my posting just below -- I thought a more direct headline might elicit some responses.