Thanks, Amy. I'm in touch with a former co-worker who has good contacts in the insurance community, and I plan to talk with someone who is not connected with the new company but is knowledgeable about what the new plan would be and how my husband's situation would affect his eligibility. At least he is covered under my plan, and will continue to be.

And thanks, Chuck, for your explanations. Sorry to hear that "dazed and confused" sticks around for a while, but I guess that's just the state of health care in the 21st century.

Leslie

April 2006: Husband dx by dentist with leukoplakia on tongue. Oral surgeon's biopsy 4/28/06: Moderate dysplasia; pathology report warned of possible "skip effect." ENT's excisional biopsy (got it all) 5/31/06: SCC in situ/small bit superficially invasive. Early detection saves lives.