This is another excellent subject!

I have had lengthy discussion with my New York Life agent. I was smart/lucky to have a life policy with them for 100K. (which at this time seems pitifully small but much better than nothing). He said I MIGHT be able to sign up for more after 2 or 3 years but no garantees.

Insurance companies generally are interested in a profit (thats ok) and therefore are not going to assume financial risk. This means that IF you are able to qualify for any life policy, you will have to pay alot (as in 11k for a 10k policy).

Save your time and money on the TV type insurance plans, If you were able to get one, you will find it unlikely they will pay anything if you should die from cancer. (they might pay back your premiums).

Unfortunately we all are stuck by this and if anyone finds a company that will seriously take a cancer survivor, I would like to hear about it.


Mark, 21 Year survivor, SCC right tonsil, 3 nodes positive, one with extra-capsular spread. I never asked what stage (would have scared me anyway) Right side tonsillectomy, radical neck dissection right side, maximum radiation to both sides, no chemo, no PEG, age 40 when diagnosed.