#52968 07-06-2005 01:42 PM | Joined: Jun 2005 Posts: 349 Likes: 2 Platinum Member (300+ posts) | OP Platinum Member (300+ posts) Joined: Jun 2005 Posts: 349 Likes: 2 | I am curious about health insurance provided through our company group plan.
In order to stay on the policy I have to be "working full time", described as 30+ hours a week.
How is this applied while one is out on Medical Leave (ie: 6 weeks of radiation)..?
Also, does anyone have experience with Section 125 FSP..?
We are setting one up for our company and so far no health related questions. They'll problably start later :-) Even though we signed up for this a couple weeks before I knew I had a problem.
I've had them before at our other companies we've owned and they are great, especially when used in combo with a decent Health Insurance plan.
Our current company policy states that any employee facing a life threatening illness is granted up to 90 days for medical leave with full pay and benefits, in addition to the FMLA requirements.
Michael | 53 | SCC | Right Tonsil | Dx'd: 06-10-05 | STAGE IV, T3N2bM0 | 3 Nodes R Side | MRND & Tonsillectomy 06/29/05 Dr Fee/Stanford | 8 wks Rad/Chemo startd August 15th @ MSKCC, NY | Tx Ended: 09-27-05 | Cancer free at 16+ Yrs | After-Effects of Tx: Thyroid function is 0, ok salivary function, tinnitus, some scars, neck/face asymmetry, gastric reflux. 2017 dysphagia, L Carotid stent / 2019, R Carotid occluded not eligible for stent.2022 dental issues, possible ORN, memory/recall challenges.
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#52969 07-06-2005 02:11 PM | Joined: Mar 2004 Posts: 117 Gold Member (100+ posts) | Gold Member (100+ posts) Joined: Mar 2004 Posts: 117 | Michael,
I am not an attorney, so take this with a grain of salt, but I do work as a management consultant with dental practices and I help them set up their businesses, medical plans, policy manuals, etc. You are still a full time employee while you are on a medical leave therefore you are still entitled to your benefits, and even if your treatment extended beyond the 90 day period of full pay and benefits, there is always the option of COBRA for your medical insurance.
Barb
SCC tongue, stage I (T1N0M0), partial glossectomy and modified neck dissection 7/1/03
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