Donna don't even consider suicide as an alternative. It's not your mind that's sick. it's your body. There is usually a 2 year grace period for the exclusions on policies. Whoever handles youer insurance shoud be able to give you a copy of the policy. Don't let them tell you they can't. You are paying for this policy as well as anyone. There could be an extension for somethings like suicide anyway, I HOPE, but tell them to give you a copy . THat is like holding a gun to your head to not let you understand your coverage.