Yor statement sounds like one of mine patty. If you can't beat them, tell them at lost you can afford $5 a month. They have to acceptable reasonable offers to pay.. I have 6 payments going on monthly. It can beat you down if you let it. Make your offer and they will accept it.

Since posting this. UPMC, Pittsburgh, Oct 2011 until Jan. I averaged about 2 to 3 surgeries a week there. w Can't have jaw made as bone is deteroriating steaily that is left in jaw. Mersa is to blame. Feeding tube . Had trach for 4mos. Got it out April.
--- Passed away 5/14/14, will be greatly missed by everyone here