If you have Kaiser and are self employed and file joint tax returns you can set up a small group plan. Your coverage would start on the 1st of the month and there are NO EXCLUSIONS for pre-existing medical conditions or even ANY medical questions asked. Otherwise you'll have to COBRA and they will raise your premiums and you have a time limit for that overage. We have an insurance topic by the way.

Here's a list of insurers in all of the states - it doesn't look like Kaiser operates in Tennessee

http://www.healthsquare.com/newrx/reg1369.htm

Gary Allsebrook
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Dx 11/22/02, SCC, 6 x 3 cm Polypoid tumor, rt tonsil, Stage III/IVA, T3N0M0 G1/2
Tx 1/28/03 - 3/19/03, Cisplatin ct x2, IMRT, bilateral, with boost, x35(69.96Gy)
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"You are a mist that appears for a little while and then vanishes" (James 4:14 NIV)