Margaret, I just reread your 1st post and have some thoughts- You will probably never be able to track what all of this costs because the EOB's [if they are like the ones we got] are tough. Here's what you need on a spread sheet or on paper- however you are doing this. I'm assuming you have a deductible to meet, a coinsurance amount to meet and an out of pocket $ amount not to exceed. If this is true, put each of those figures at the top of a column. Then start entry lines under each column as you read the EOB's. [this is tough sometimes- in our case, some of the bills on one EOB were split between several areas, and John's drugs also went toward the deductible and co-ins.] But because I kept good records of the checks or credit card charges in the beginning, I knew before the Ins. Co. did, when we had met our obligation. I also watched closly for "non allowed" charges on EoB's and called the billing dept of the Dr. or hospital to challange them. The most IMPORTANT thing I learned was that as long if I could get a Doctor to write a perscription for something, it would be covered. [suction machine, air pressure mattress, wheelchairs, all canned peg tube food, salves, mouth rinses, etc.] This got more complex as the 2nd year rolled around, but if was worth doing. If you have an understanding of the bills, you can fight to get them paid by Ins. As for trying to keep up with the overall cost [not your cost] you can do that for "fun", but it will be alot of work- there are too many games being played between the Ins. Cos, medical people, etc. That "Billed Amount" on the first line is a made up figure. By the way, I also found out early that I could negotiate a very favorable payment plan with all providers, at no interest, for paying large chunks. [John's long time Ins Co. dropped him in the middle of treatment and we had 2 deducts and 2 copays to meet in one year, plus expenses during the few months he was "between" Ins. Companies. Good Luck. Amy in the Ozarks