Cali Girl, I have had Kaiser insurance for years and am convinced beyond doubt that their docs saved my life. I showed up with a stage 4 tumor and they did a magnificent job of surgery, farmed me out for IMRT at a local cancer center hospital because it was then new and they did not yet have it, and put me on chemo before it was standard, and even before I could ask for it. They even had a plastic surgeon involved in the 14 hr. surgery, so I do not look anything but normal today. I have heard a lot of Kaiser bashing, but I received top notch treatment and the fact that I am here going on 4 years later, feeling like a million bucks, gives lie to that. One of our other long-time posters was also treated by Kaiser and got excellent results. I am in the Northwest, and he is in CA. Hope this gives you a little more confidence in Kaiser. Lots of good luck, and as Steve posted above, this forum, as well as the extensive information on the main site, are wonderful places to get up to speed on the things you need to know.