to a large extent i consider life insurance as a bet against my survival, so i have traditionally not carried much. its just my wife and myself and our needs are not overwhelming.

however i just had an opportunity to buy life insurnace without any medical examine and with no regard for my general health... it was the first open enrollment season in 5 yrs for government employees.

after reveiwing the cost to payout for a 10 yr period, i concluded that it was now time to bet against myself... hopefully kahty won't collect.

the reason that i mention this is that i really hardly ever pay much attention to insurance. indeed i had to make a real effort to read what this open season was offering. if you happen to have a simillar bent, i encourage you to read what's being offered and re-evaluate your situation.

man i hate to bet against myself.

cu,
larryb.... not a looser!