Gary, I'm also sorry to hear you're having to deal with all this, but sad to say, it can get pretty bad. Insurance companies start looking to cut their losses any way they can at this point, and the credit companies pretty much don't care either way.

I'm lucky, I've got excellent insurance, but one problem. Because of an administrative screw up I'm not covered for treatment in US or Canada. Anyplace else in the world, ok, just not North America.

Hope things work out for you.
Bob

SCC Tongue, stage IV diagnosed Sept, 2002, 1st radical neck dissection left side in Sept, followed by RAD/Chemo. Discovered spread to right side nodes March 2003, second radical neck dissection April, followed by more RAD/Chemo.