Didier, my dad had VA benefits, he had medicare and a private supplement Ins. He would pay for his Ins. and drug cost, then at certain times of the year he would file his cost w/VA and they would refund back part of his cost. He had bladder cancer and went to any dr. he wanted. Dad pasted away July '03, but because he was receiving benefits at the time Mom is still getting a little help from them. Dad was in WWII, we miss him so much!