Thanks Christine! I'm sure NONE of it will work out as I have planned! But at least I will know that I have tried to cover all my bases!

Thanks for the tips - you mentioned that you "suffered" by not having anyone living with you during the worst weeks - can you tell me a little about why you felt that way so that I might convince myself to let a friend stay with me - not open to it at the moment but I have a history of stubborn stupidity.