OK, looking for some opinions...

I am having trouble trying to balance things I want to do with and for my wife with the financial risks and problems down the line. I am not comfortable discussing with friends and family for fear of having them feel like they should try to help us out but feel I need to talk this out some where.

Some background. We have been married going on 25 years and have three boys from 15 to 23. In that time, we have taken three vacations as a family besides our honeymoon. Always planning on traveling some time in the future, when we had more money, more time, no pets, kids grown, etc. Since her diagnosis with metastized cancer in April and given an anticpated progression of 10 months to a year (she is doing much better than they expected so hopefully that is extended), we have taken a trip to Las Vegas and Mexico. This winter we would still like to take a trip to Key West and I would like to get our family together over spring break for a vacation.

Now the problem,financially it is irresponsible to spend that money. With her out of work the past year and a half, medical bills, insurance, college tuition, etc., it leaves us pretty well tapped out. Currently I make enough with her starting to get SSDI and her pension that we can keep up. Next year with a change over to my insurance, another round of "out of pocket" expenses, tuition, we will most likely be heading under water. Unfortunately, we had not invested much in life insurance on her (I know that sounds terrible but we only carried about 15% of what we have on me).

When I booked the trip to Mexico, she asked if we would be going if she wasn't sick. I think I answered honestly that we would be going but probably not now. She said that it is too bad we had to wait for her to get sick to take a vacation.

The way that I feel is that the next four to six months means more to me than the next several years.

Is this being too irresponsible?

I am having a hard time looking at this objectively and would like opinions either way.

Thanks,