Gary -- please tell more about your phishing software. I have Ad-Aware, Spybot, etc. in addition to antivirus, but I've never heard of software that detects phishing attempts. I'm particularly interested in this as some evil-doer cloned one of my credit cards while I still had the original card (no damage done, credit card co. was on the case, and it wasn't a card I used often so I just canceled it).

thanks,
Leslie