The insurance company responded to my letter with a demand that i get a letter from my doctor and that i release the medical records for the past year. paperwork to be completed within 60 days.
i thought this was a bit much and decided to sit on it.
then someone with a functioning brain at the insurance co read the material that i submitted - they sent me an approval letter.
in the grand scheme of things, this was a very minor victory. however, i feel better because i went thru the process and things worked out.
the material from the OCF certainly strengthen\made my case for me. thanks for being there.
cu,
larryb