Oh I know Gary. In 7 years I would pay twice the premiums. Its a lose -lose situation it looks like.
Larry my late husband worked for the USPS which is civil service. I still have the health insurance, which costs me three times as much as when he was alive, but they offered no life insurance for annuitants. frown
I did see that AARP thing and was going to pay the 13 bucks to join so I could get the LI but I noticed in small print it said "contingent on three questions." One is probably
1. Are you alive?
and
2. Do you have cancer?

[i]"The artist, a traveler on this earth, leaves behind imperishable traces of his being." -Fran