Dear Odaat, have you talked to an Ins. provider that knows if the state of Penn. provides any kind of options? Arkansas has an Ins. program called CHIPS-[compreshesive Health Ins] It is administered by Blue Cross and is for people who have lost coverage elsewhere. It is a Godsend to us. I would not have known about it, except for a sharp Ins. Agent. Call your State Ins Commission or get on the net and search for the State Ins. Commission. [pre-existing conditions did not disqualify him] It may take lots of leg work, but you might find something good. Good Luck. Amy