Thank you so much Mortal for your kind and helpful information! You are located near the best health care facilities in the world (my opinion). Yes talking with the insurance company re: 2nd opinions sounds great. I have received 3 bills thus far, and it is already going to be a road ahead of frustration, for I am seeing charges that look quite silly. Well, I certainly hope that you are feeling better and having good results from your radiation. My husbands' oral surgeon thought that they would have opted for radiation treatments at most.