Christine, you are so right. I learned that one the hard way. However, I am now a good example to use for others here, so at least I can be an object lesson. There's that! Somebody might as well gain from it.
I suspect it might have happened anyway ... but my mistakes hastened the process. And the pain was unrelated, I still think. But it's another reason I definitely advocate here ... Do What Christine Says! (Hey, we could sell t-shirts with that ... it'd be a great OCF fundraiser, LOL. I'd wear one!)