Your top priority is to get treatment and kill the cancer, nothing else matters if you want to live long term. With respect to getting treatments covered, I can tell you to get payment agreements lined up before you receive services. The time to negotiate is now before getting treatment; once you are serviced, the full RETAIL bill will be in your mailbox awaiting you to go then try to negotiate the rendered services. As has been mentioned, one facility may have options while another may not; obviously, you want to know this ahead of time and get treatment where you can work something else.

Unfortunately, I do not agree with others who say go seek care at a nationally recognized NCCN Cancer Center first. This would be idea but you need to find a place that can treat you and work with your finances. Cancer is hard but having cancer and being bankrupt is no fun either. Surviving and preserving your assets is the optimal outcome for you.

The logical steps are to contact your local county public services department and see what you may qualify for. There may be gap options that are offered which fill the hole of those who do not qualify for Medi-caid and fall short of being to afford or be offered access to a reasonable affordable policy. They do exist. The state is the next level but primarily delegates an subsidized health care to local agencies.

Thirdly, do contact the major care providers in your area to see what they can offer in terms of discounting as that is what it would be viewed as. I would not call it subsidized unless the facility has arrangements with state/local agencies to help fill the gap.

Again, you need to seek out these options now before more treatments or at least those not covered by your current policy.

Good luck