Welcome. You get always get a 2nd opinion for many reasons. Most insurances have the best rate available than one would generally be charged by themselves, so what the hospital says may be different than what your insurer is billed, but individuals paying on their own can possibly work the payments out. I believe most hospitals may only charge what is the current Medicare rate, if a medicare participant, but not sure. There are many medical care professionals involved in a surgery, and an anesthesiaologist charges several thousand dollars, then the pathologist for the pathology of the biopsy, plus many more. For sure the surgery will be over $2,000

If a biopsy can be done in an office setting, that still may come to over $1,000 having had two myself, but I have insurance, and believe the pathology was close to $800. The other thing is, the ENT may do an triple scope, pendascopy, of the esphogus during surgery to check for other lesions, which can occurr.

You can always call your insurer, and see what the charges would be. My thought for myself is, money can always be found, but don't short change on your health. I hope this helps.

Good luck with everything.