It's Professional Service, Inc. for International Students and Scholars, mine is the plan with $50 deductible. This is why I'm a little concerned about the cost of biopsy because if it's too much I might not be able to afford it.
This is another custom island. This one could be used for ads. This spot is one of the best places for ads on your site to be placed. This can be enabled/disabled on a per forum basis.