Obviously the first thing to do is find out what this actually is. But knowing how screwed up the system is, I would opt for going and getting blue cross or something similar now, passing on paying other bills. Once that is in effect, at least you know that you are covered for anything that lies ahead. IF repeat IF, you find that you have something really serious here, more than leukoplakia, you have legal recourse against those doctors who told you it was nothing. While a pain in the rear to go this route, there is a standard of care issue and a missed diagnosis that they can't get out of. That will certainly pay your bills in the long run.

Brian, stage 4 oral cancer survivor. OCF Founder and Director. The first responsibility of a leader is to define reality. The last is to say thank you. In between, the leader is a servant.