My father has a out of pocket deductable that is 3,000 yearly then his insurance will start paying 80% along with what ever his medicare pays. The year just started and he unsure what to pay. For example he has had teeth removed and a bronchoscopy and several docter visits. some of the bills are confusing? any advise or even know what I am talking about. I told him not to pay anything when this all started because I wasn't sure what his ins. would pay.