hisnibs, repay the poan and it should put the policy back to the $ face amount plus interest. THe loan just lowers it to the balance not borrowed. It works this way in Ohio where I was a licensed Ins Agent after being tested on my knowledge of Ins. You can also get in touch with your State Insurance Bureau for advice.

Since posting this. UPMC, Pittsburgh, Oct 2011 until Jan. I averaged about 2 to 3 surgeries a week there. w Can't have jaw made as bone is deteroriating steaily that is left in jaw. Mersa is to blame. Feeding tube . Had trach for 4mos. Got it out April.
--- Passed away 5/14/14, will be greatly missed by everyone here