 Patient Advocate (old timer, 2000 posts)
Joined: Dec 2003 Posts: 2,606 Likes: 2 | Christine,
I am so sorry you have to deal with so much right now. My heart goes out to you. Find the insurance policy and read it. Many policies have a period of time that prevents claims from being allowed. For example, much of the AFLAC cancer policies have an exclusion if cancer is diagnosed in the first six months of the policy. Most credit life insurance has a three or six month exclusion period. My life insurance does not have an exclusion period but I have had it for four years. You can also contact the American Bar Association and request pro bono legal advice. When you give them your circumstances, you will most likely get the answer you need without cost. Please keep us posted. I wish you the best.
Ed
SCC Stage IV, BOT, T2N2bM0
Cisplatin/5FU x 3, 40 days radiation
Diagnosis 07/21/03 tx completed 10/08/03
Post Radiation Lower Motor Neuron Syndrome 3/08.
Cervical Spinal Stenosis 01/11
Cervical Myelitis 09/12
Thoracic Paraplegia 10/12
Dysautonomia 11/12
Hospice care 09/12-01/13.
COPD 01/14
Intermittent CHF 6/15
Feeding tube NPO 03/16
VFI 12/2016
ORN 12/2017
Cardiac Event 06/2018
Bilateral VFI 01/2021
Thoracotomy Bilobectomy 01/2022
Bilateral VFI 05/2022
Total Laryngectomy 01/2023
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