I am trying - not successfully - to find out what the exclusions are for my employer group life insurance. It is the only life insurance policy I have, so I want to make sure I don't do anything to jeopardize it. The insurance company will not tell me anything - they say the policy belongs to my employer (yes, but I pay the premiums!), and my employer says they don't give out such information - a "company decision".

We all have a "Bucket List" (thank God for that movie - people have a clear picture of what I am talking about). Maybe its Parasailing or Sky Diving or whatever - but I need to know whether this would invalidate my life insurance. The second concern I have is with suicide. We all know that the end of this disease can get very difficult for both the patient and the family. I want to know that if I should make that decision, that it would not invalidate my insurance.

Does anyone have any experience with these issues??? I realize most of you are in the U.S., but I suspect that these policies are fairly similar in North America. Your comments are welcome.

Donna