I do believe most Ins Cos have a 2 year clause , for new policies, that they can refund premiums paid. On existing Policies, they can't drop you or change the coverage. So if you have Ins and it's been in affect for more than 2 yrs, don't worry about it.


Since posting this. UPMC, Pittsburgh, Oct 2011 until Jan. I averaged about 2 to 3 surgeries a week there. w Can't have jaw made as bone is deteroriating steaily that is left in jaw. Mersa is to blame. Feeding tube . Had trach for 4mos. Got it out April.
--- Passed away 5/14/14, will be greatly missed by everyone here