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#151062 06-20-2012 11:52 AM
Joined: Apr 2012
Posts: 15
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Joined: Apr 2012
Posts: 15
Just curious if anyone knows of a good organization for debt consolidation of medical bills. After the insurance took care of most of my expenses, we are still struggling to pay over $10,000 in medical expenses out of our own pocket. Two of these are through the hospital collections agency with a payment plan set in place but we're having trouble managing those payments. Any help or advice would be much appreciated.


neg lesion biospy 1/2007; lesion found 3/2011; baby boy 5/3/2011; biopsy 10/2011; diag. 10/17/2011 T2,SCC tongue; 10/25/2011 part. glossectomy 50% tongue rmvd w/muscle; 11/29/2011 neck dis; HSP 12/3/2011 infection of incision; 12/5/2011 29 lymph nodes negative for cancer. No chemo/radiation.
Joined: Jun 2007
Posts: 10,507
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Patient Advocate (old timer, 2000 posts)
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Administrator, Director of Patient Support Services
Patient Advocate (old timer, 2000 posts)

Joined: Jun 2007
Posts: 10,507
Likes: 6
Here are some links that might be helpful. It doesnt hurt to ask each location that you owe if they can give you a break with the bills. If you dont ask, you dont get. Its worth a shot to at least try to negotiate a discount. Alot of medical facilities have programs for patients who have financial struggles. These facilities many times do not offer these outright, you need to ask. As far as debt consolidation, sorry Im not familiar with those businesses. Maybe try getting a loan thru a credit union or bank. If you own a house, there are a couple options for loans which could be tax deductible.

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Christine
SCC 6/15/07 L chk & by L molar both Stag I, age44
2x cispltn-35 IMRT end 9/27/07
-65 lbs in 2 mo, no caregvr
Clear PET 1/08
4/4/08 recur L chk Stag I
surg 4/16/08 clr marg
215 HBO dives
3/09 teeth out, trismus
7/2/09 recur, Stg IV
8/24/09 trach, ND, mandiblctmy
3wks medicly inducd coma
2 mo xtended hospital stay, ICU & burn unit
PICC line IV antibx 8 mo
10/4/10, 2/14/11 reconst surg
OC 3x in 3 years
very happy to be alive smile

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