Mark,

I am ashamed to say the one we do have is years old, kids go to my sister...money controlled by her for their care until they reach a certain age, written when they were like four and six and that was our major concern. Don't think we even owned our house then! We will have to dust it off and take another look. Thanks for the heads up.

Life Insurance in good shape...but wish I had tripled it when I dreamed I'd never need it!

Lisa