[quote=campo]Blue Cross? I have standard option and suspect the possibility of
surgery, perhaps chemo maybe rads would run into "catastrophic range"... that's $7,000. Is that a correct assesment. Does that mean if I use a participation hospital/provider- I fork over 7 gran and BC pays the rest?

I've never used my plan in over 25 years. Cost is a big factor for me- I may not be able to afford tx. [/quote]

Campo,

I would have to look at your particular policy to see what your coverages are. There is usually a deductible you have to meet and pay before they pay. There is usually an "out of pocket max" that you meet before they pay everything. There are different coverages for hospital visits vs doctor visits...so on and so on.

Find your BCBS card and call the number listed on the back and get guidance on what your coverages are and what you can expect. Your doctors' offices can help you as well..they usually have someone that can sort thru how you are covered.

Good luck.